If you suffered an injury in a South Carolina car accident and the other driver did not have insurance coverage, our Charleston personal injury attorneys at PHSW are ready to help you recover the compensation you deserve. We can work to ensure you are able to obtain your entitled benefits from every source. With nearly two decades of experience, our legal team possesses the extensive knowledge of state law to help you navigate through the complexities of the legal system.
In South Carolina, motorists are required to carry certain limits on uninsured motorist coverage (UM) in their own insurance policy. Thus, if you are a South Carolina motorist and you possess car insurance, you have a legal claim against your own insurance company if the driver who was legally responsible for the collision had no auto insurance coverage. While a deductible may apply, you may be reimbursed for the deductible if the insurance provider can collect it from the uninsured motorist.
Uninsured motorist coverage can kick in when:
Since you are seeking benefits from your own insurance company, despite not being at fault for the accident, your insurance adjuster owes you a duty to handle your claim for UM benefits in a fair manner. However, insurers are sometimes reluctant to pay the full amount of your entitled benefits.
Uninsured motorist claims can be quite challenging. However, our experienced Charleston car accident attorneys can help. Do not hesitate to schedule a free consultation to discuss your legal options immediately.
Contact us and speak with our Charleston personal injury lawyer today.